Property insurance for your business.
As a business owner, there are a variety of risks that your company will face on a daily basis, one of them being property damage. Property can include the building itself, contents, inventory and even loss of income due to short- or long-term closures. Even if you have never experienced a property loss due to weather or vandalism, theft or other damage to the building or contents, that doesn’t mean your business should go unprotected! Hospitality Insurance Group has the coverage you need to protect your business.
The coverage you need.
At Hospitality Insurance Group, our commercial property policy is a comprehensive policy that can protect establishments from covered property losses. We offer special form property insurance for building and contents that automatically includes equipment breakdown coverage.
We also offer an attractive commercial property enhancement endorsement that provides a multitude of additional coverages. Some highlights of the endorsement include:
- Spoilage due to mechanical breakdown
- Employee theft
- Money & securities – inside/outside
- Electronic data
- Building ordinance
- Brands & labels
- Personnel effects and property of others
- Property off premises
- Off premises utility service failure
*Equipment breakdown coverage not available in Rhode Island
We also cater to individual client’s needs with our attractive property endorsements to include losses that may not be covered in the commercial property policy. Some of the additional endorsements we offer include:
- Loss of income
- Spoilage, including power outages, contamination, breakdown
- Sign coverage
To learn more about our products and coverages, please contact your local independent insurance agent today or contact Hospitality Insurance Group directly at 877-366-1140 (toll free).