Why Overserving Alcohol is Not Worth the Risk


By: Sandra Haley CPCU, CIC, CRM Sr. Vice President Underwriting & Marketing More than 1 million videos of fights or incidents at restaurants are available online for the rest of the world to see. Keen observers might notice that many individuals caught on film seem to be under the influence of a substance such as alcohol. With a commitment to … Read More

Summer is a Good Time for Restaurant Owners to Focus on Preventing Communicable Diseases

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By: Richard E. Welch, Jr. President & CEO, Hospitality Insurance Group An outbreak of a foodborne illness is the angst of every restaurant owner. This type of risk at a restaurant could have significant consequences, potentially leading to liability, reputation damage, fines & penalties, or ultimately closure of the restaurant. As more people dine out at restaurants this summer, it … Read More

Does Legal Cannabis Make the Restaurant and Bar Business More Risky?


By: Richard E. Welch, Jr. President & CEO, Hospitality Insurance Group As the legalization of marijuana sweeps across the United States, it has the potential to disrupt the restaurant and bar business. Growing cannabis use has the possibility to reduce consumption of alcohol, which could hurt businesses that serve alcohol. On the opportunity side, many entrepreneurial restauranteurs are devising ways … Read More

Hospitality Insurance Group Bids Farewell to Retiring Board Member Gerald Cassidy

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SOUTHBOROUGH, MASS. (May 16, 2019) — A founding member of Hospitality Insurance Group’s Board of Directors has retired. Gerald Cassidy, who brought decades of insurance experience and knowledge to the Board, announced his retirement on May 8, 2019. Cassidy served as the President and Chief Executive Officer of Hospital Underwriters Mutual Insurance Company (HUM) when he was a founding member … Read More

Meet Our Administrative Assistant, Christine!


In August, we welcomed Christine to Hospitality Insurance Group as an Administrative Assistant at our headquarters in Southborough, Massachusetts.  Get to know Christine in our latest Q&A interview below. What is your full name? Christine   Where do you live? Sutton MA.   Tell us a little bit about your background. Retired from the Massachusetts Department of Correction after 32 … Read More

Meet Hospitality Insurance Group’s New President And CEO


Meet Hospitality Insurance Group’s New President And CEO We are pleased to announce Richard (Dick) E. Welch, Jr. as our new President & CEO. He will assume responsibilities in January 2018 and will succeed John W. Tympanick, who recently announced his retirement after 26 years of service with the company. Dick brings decades of property and casualty insurance experience to … Read More

August 2017 Liquor Liability Policies


August 2017 Liquor Liability Policies Take a look at some of the policies Hospitality Insurance Group wrote in August 2017 including the type of coverage included, insurance discounts applied and a glimpse at the total insurance premium. Irish Pub in Lancaster, PA Coverage Needed: Liquor Liability Limits: 1M/1M/2M Total Sales: $3,750,000 Liquor to Food Sales Ratio: 47% Endorsements: N/A Discounts Applied:  … Read More

Liquor Liability: The Season to Sell

By John W. TympanickUncategorized

Looking to target bars, restaurants, social clubs and the like? There’s no better time than now. Since 2010, the Commonwealth of Massachusetts has mandated all liquor licensees provide proof of insurance to their local licensing authority when filing a request for a new liquor license or when renewing an existing liquor license. With all licenses renewing on January 1st, now … Read More