Winterproof Your Workplace

adminAgent Marketing Resources, Policyholders, Property Insurance, Property Owners, Risk Management

How to winterproof your workplace to avoid slip and fall insurance claims against your business during the winter months. Keep parking lots cleared of snow and ice, including sidewalks; have a snow & ice removal and salting schedule in place. Clear roofs from heavy snow to prevent ice dams and collapses. Ensure that building overhangs, roof edges, and canopies are … Read More

Bar Room Brawls: 3 Assault & Battery Situations That Could Happen At Any Bar

adminBars & Restaurants, General Liability, Policyholders, Risk Management

Bar Room Brawls 3 Assault & Battery Situations That Could Happen At Any Bar

Bar Room Brawls: 3 Assault & Battery Situations That Could Happen At Any Bar   For any establishment that serves alcoholic beverages, a fight possibly breaking out is always in the back of any owner’s mind.   According to Insurance Magazine, about 30% of losses at bars, taverns, and nightclubs arise from assault and battery claims.     Out of … Read More

See How We Work With Our Policyholders

adminAgent Marketing Resources, Agents, Bars & Restaurants, Employees, General, General Liability, Liquor Liability, Policyholders, Property Insurance, Property Owners, Risk Management, Special Event Insurance

See how Hospitality Insurance Group provided the protection our policyholder needed to remain in business! Just another example of how Hospitality Insurance Group Serves You; Allowing You to Serve Others. Learn more about doing business with us and request a quote for coverage. Recommend us to others by sharing this video on social media!

Does Alcoholic Ice Cream Need Liquor Liability Insurance?

adminBars & Restaurants, General, General Liability, Liquor Liability, Policyholders, Risk Management

Alcoholic Ice Cream

Does Alcoholic Ice Cream Need Liquor Liability Insurance? Alcohol and ice cream lovers rejoice! Now you can have two of your favorite things blended in one tipsy treat. Although every state has it’s different laws around the sale and consumption of alcohol, alcoholic ice cream seems to be a growing trend and specifically in New York where  Tipsy Scoop, Ice … Read More

Alcohol-Related Insurance Claims Against Our Restaurant Policyholders & How We Removed The Risk

adminAgent Marketing Resources, Agents, Bars & Restaurants, Employees, General, General Liability, Liquor Liability, Policyholders, Property Owners, Risk Management

Alcohol-Related Insurance Claims Against Our Restaurant Policyholders In today’s world, businesses are sued daily and held liable for practically anything – especially alcohol-related insurance claims. One verdict in Boston topped $40 million, while two bar lawsuit cases settlements in Worcester, MA each topped $20 million. As a multi-state liquor liability insurance company, it’s our responsibility to protect our policyholders. Take a look … Read More

Strength, Stability and Service

adminAgents, Bars & Restaurants, General, General Liability, Liquor Liability, Policyholders, Property Owners, Risk Management

Strength, Stability, and Service  For the last 31 years, Hospitality Insurance Group has strived to understand the frustrations our insurance brokers encounter when it comes to inconsistent approaches in obtaining liquor liability coverage. We understand the difficulty of: Finding coverage for a restaurant with higher than normal liquor receipts Having to replace coverage on a risk that has added live entertainment … Read More

Uncovering the Mystery: Admitted Insurers vs. Surplus Lines

By Frank O'MalleyAgents, Property Owners, Risk Management

Chances are if you have been in the insurance industry long enough then you have heard the terms admitted (or standard) and surplus lines (or non-admitted) used to describe insurance carriers. Although these terms share many characteristics, there are some glaring differences as well. What do these terms mean and what sort of protection are you providing or not providing … Read More

Celebrate Safely: Why You Need Liquor Liability for Holiday Parties

By John W. TympanickAgents, Liquor Liability, Policyholders, Risk Management, Special Event Insurance

Employer Liability For Serving Alcohol

What comes to mind when you hear the words “Holiday Party” or “New Year’s Celebration?” For most it means food, family, friends and fun. But what’s the best way to celebrate the end of a year and the start to a new one? With festive drinks of course. It has become generally accepted that special events wouldn’t be as special … Read More

Defy the Odds, Own Your Risk

By Sonya GrayBars & Restaurants, Liquor Liability, Policyholders, Risk Management

It is easy to have a ‘what are the chances’ mentality, but for bar and restaurant owners, that shouldn’t be an option. If you own a business that serves or sells liquor, you should take every precautionary measure to ensure responsible serving and consumption on your premises. Liquor liability claims are usually severe, often involving tragic fatalities or long term … Read More