Why The Cheapest Insurance Plan Isn’t Always The Right Plan

adminPolicyholders

You Get What You Pay For This adage has been around forever and it is as true now as the first time the statement was made.  Let’s face it, nobody wants to pay more for an item than they have to. However, when the item being purchased can have a big impact on the continued operation and success of your … Read More

Bar Room Brawls: 3 Assault & Battery Situations That Could Happen At Any Bar

adminBars & Restaurants, General Liability, Policyholders, Risk Management

Bar Room Brawls 3 Assault & Battery Situations That Could Happen At Any Bar

Bar Room Brawls: 3 Assault & Battery Situations That Could Happen At Any Bar   For any establishment that serves alcoholic beverages, a fight possibly breaking out is always in the back of any owner’s mind.   According to Insurance Magazine, about 30% of losses at bars, taverns, and nightclubs arise from assault and battery claims.     Out of … Read More

See How We Work With Our Policyholders

adminAgent Marketing Resources, Agents, Bars & Restaurants, Employees, General, General Liability, Liquor Liability, Policyholders, Property Insurance, Property Owners, Risk Management, Special Event Insurance

See how Hospitality Insurance Group provided the protection our policyholder needed to remain in business! Just another example of how Hospitality Insurance Group Serves You; Allowing You to Serve Others. Learn more about doing business with us and request a quote for coverage. Recommend us to others by sharing this video on social media!

Why Bars Should Keep Survelliance Footage For Insurance Claims

adminBars & Restaurants, Liquor Liability, Policyholders

Why Bars Should Keep Survelliance Footage For Insurance Claims

Why Bars Should Keep Survelliance Footage For Insurance Claims Every bar owner wants to prevent a liquor liability claim from occurring which is why having surveillance footage is invaluable should an incident be alleged. Fights, theft, and vandalism are all unfortunate responsibilities of a restaurant owner. In addition to security and staff training,  having a surveillance system installed is one thing that can protect you from a … Read More

You Accidentally Served A Minor, Now What?

adminBars & Restaurants, General, Liquor Liability, Policyholders

Accidentally Served A Minor

You Accidentally Served A Minor, Now What?  In the United States, it is illegal to serve alcohol to someone under the age of 21.  But what if you asked for identification and were provided with a fake id without knowing? Steps to take upon discovery: Ask the person to leave. Ensure management is notified immediately. Document the incident and include the person’s information (if … Read More

Liquor Liability Insurance Now Mandatory in Rhode Island

adminAgent Updates, Agents, Bars & Restaurants, Liquor Liability, Policyholders

Rhode Island Liquor Liability Insurance

Liquor Liability Insurance Now A Mandatory Law in Rhode Island Effective August 1, 2017 Do you insure liquor stores, restaurants or bars situated in the State of Rhode Island? Effective August 1st, liquor liability insurance in the state of Rhode Island will become mandatory. The Rhode Island House and Senate recently passed legislation that will require any applicant or holder … Read More

Liquor Liability Insurance For Weddings

adminGeneral Liability, Liquor Liability, Policyholders, Special Event Insurance

Liquor Liability Insurance For Weddings

The most memorable day of your life has arrived. The flowers, the dress, the guest list, with so many facets of planning, it’s important not to forget about the one small often overlooked item that many don’t think about – obtaining liquor liability insurance coverage for your wedding. Temporary event liquor liability insurance is necessary if you are catering your … Read More

Does Alcoholic Ice Cream Need Liquor Liability Insurance?

adminBars & Restaurants, General, General Liability, Liquor Liability, Policyholders, Risk Management

Alcoholic Ice Cream

Does Alcoholic Ice Cream Need Liquor Liability Insurance? Alcohol and ice cream lovers rejoice! Now you can have two of your favorite things blended in one tipsy treat. Although every state has it’s different laws around the sale and consumption of alcohol, alcoholic ice cream seems to be a growing trend and specifically in New York where  Tipsy Scoop, Ice … Read More

Is Alcohol Awareness Training Necessary?

adminBars & Restaurants, Policyholders

Is Alcohol Awareness Training Necessary? Serving drinks may seem glamorous and fun, but it’s also serious business. When alcohol is involved, people — and situations — can sometimes get out of hand. That’s where alcohol-awareness training programs come in. These programs educate servers about responsible alcohol consumption and offer strategies for protecting guests, employees and the servers themselves. Alcohol service … Read More

Alcohol-Related Insurance Claims Against Our Restaurant Policyholders & How We Removed The Risk

adminAgent Marketing Resources, Agents, Bars & Restaurants, Employees, General, General Liability, Liquor Liability, Policyholders, Property Owners, Risk Management

Alcohol-Related Insurance Claims Against Our Restaurant Policyholders In today’s world, businesses are sued daily and held liable for practically anything – especially alcohol-related insurance claims. One verdict in Boston topped $40 million, while two bar lawsuit cases settlements in Worcester, MA each topped $20 million. As a multi-state liquor liability insurance company, it’s our responsibility to protect our policyholders. Take a look … Read More