Pay Online

adminAgent Updates, Bars & Restaurants, Policyholders

Pay Your Premium Online Hospitality Insurance Group is excited to announce that we’ve recently partnered with Xpress-pay, a leading ePayment solution provider, to provide our policyholders with a faster, more convenient way of making premium payments. We’re confident this will be a great addition to the service we provide you! Hospitality Mutual Insurance Co. MA Policyholders Hospitality Insurance Co. CT, NH, ... Read More

Why The Cheapest Restaurant Insurance Isn’t Always The Right Plan

adminPolicyholders

Why The Cheapest Restaurant Insurance Isn't Always The Right Plan

Why The Cheapest Restaurant Insurance Isn’t Always The Right Plan As the saying goes, “you get what you pay for!” This adage has been around forever and it is as true now as the first time the statement was made.  Let’s face it, nobody wants to pay more for an item than they have to. However, usually, when you opt for the … Read More

Bar Room Brawls: 3 Assault & Battery Situations That Could Happen At Any Bar

adminBars & Restaurants, General Liability, Policyholders, Risk Management

Bar Room Brawls 3 Assault & Battery Situations That Could Happen At Any Bar

Bar Room Brawls: 3 Assault & Battery Situations That Could Happen At Any Bar   For any establishment that serves alcoholic beverages, a fight possibly breaking out is always in the back of any owner’s mind.   According to Insurance Magazine, about 30% of losses at bars, taverns, and nightclubs arise from assault and battery claims.     Out of … Read More

Why Bars Should Keep Surveillance Footage For Insurance Claims

adminBars & Restaurants, Liquor Liability, Policyholders

Why Bars Should Keep Survelliance Footage For Insurance Claims

Why Bars Should Keep Surveillance Footage For Insurance Claims Every bar owner wants to prevent a liquor liability claim from occurring which is why having surveillance footage is invaluable should an incident be alleged. Fights, theft, and vandalism are all unfortunate responsibilities of a restaurant owner. In addition to security and staff training,  having a surveillance system installed is one thing that can protect you from a … Read More

You Accidentally Served A Minor, Now What?

adminBars & Restaurants, General, Liquor Liability, Policyholders

Accidentally Served A Minor

You Accidentally Served A Minor, Now What?  In the United States, it is illegal to serve alcohol to someone under the age of 21.  But what if you asked for identification and were provided with a fake id without knowing? Steps to take upon discovery: Ask the person to leave. Ensure management is notified immediately. Document the incident and include the person’s information (if … Read More

Liquor Liability Insurance Now Mandatory in Rhode Island

adminAgent Updates, Agents, Bars & Restaurants, Liquor Liability, Policyholders

Rhode Island Liquor Liability Insurance

Liquor Liability Insurance Now A Mandatory Law in Rhode Island Effective August 1, 2017 Do you insure liquor stores, restaurants or bars situated in the State of Rhode Island? Effective August 1st, liquor liability insurance in the state of Rhode Island will become mandatory. The Rhode Island House and Senate recently passed legislation that will require any applicant or holder … Read More

Liquor Liability Insurance For Weddings

adminGeneral Liability, Liquor Liability, Policyholders, Special Event Insurance

Liquor Liability Insurance For Weddings

The most memorable day of your life has arrived. The flowers, the dress, the guest list, with so many facets of planning, it’s important not to forget about the one small often overlooked item that many don’t think about – obtaining liquor liability insurance coverage for your wedding. Temporary event liquor liability insurance is necessary if you are catering your … Read More

Is Alcohol Awareness Training Necessary?

adminBars & Restaurants, Policyholders

Is Alcohol Awareness Training Necessary? Serving drinks may seem glamorous and fun, but it’s also serious business. When alcohol is involved, people — and situations — can sometimes get out of hand. That’s where alcohol-awareness training programs come in. These programs educate servers about responsible alcohol consumption and offer strategies for protecting guests, employees and the servers themselves. Alcohol service … Read More

How New Restaurant Trends Have Affected Liquor Liability Insurance

adminAgents, Bars & Restaurants, General Liability, Liquor Liability, Policyholders

How New Restaurant Trends Have Affected Liquor Liability Insurance  Drinking games at bars, BYOB, happy hour, and more. As we celebrate the 25th anniversary of our CEO John Tympanick, John looks back at the last 25 years in business and how new restaurant trends have affected liquor liability insurance. 25 employees, 6 states, over 440 Massachusetts agents, and 1000+ agents … Read More