August 2018 Liquor Liability Insurance Policies

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Take a look at some of the liquor liability insurance policies Hospitality Insurance Group wrote in August 2018 including the type of coverage included, insurance discounts applied and a glimpse at the total insurance premium. Type of Establishment: Restaurant City, State Cumberland RI Coverage Limits: 250,000 per person /$500,000 Per Occ/$500,000 Agg Total Sales: $250,000 Liquor to Food Sales Ratio: 40% … Read More

Meet Our Administrative Assistant, Christine!

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In August, we welcomed Christine to Hospitality Insurance Group as an Administrative Assistant at our headquarters in Southborough, Massachusetts.  Get to know Christine in our latest Q&A interview below. What is your full name? Christine   Where do you live? Sutton MA.   Tell us a little bit about your background. Retired from the Massachusetts Department of Correction after 32 … Read More

Excess Liability – Expanded Guidelines and Reduced Pricing

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Excess Liability – Expanded Guidelines and Reduced Pricing Hospitality Insurance Group’s new expanded guidelines and reduced pricing for independent insurance agents who write an excess liability policy are effective immediately! When writing an excess liability policy with us in the past we required that the Liquor Liability and General Liability coverages be written with us. Our new expanded guidelines allow you … Read More

July 2018 Liquor Liability Insurance Policies

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Take a look at some of the liquor liability insurance policies Hospitality Insurance Group wrote in July 2018 including the type of coverage included, insurance discounts applied and a glimpse at the total insurance premium.   Type of Establishment Tavern City, State Bethlehem, PA Coverage Limits: 1,000,000/1,000,000/2,000,000 Total Sales: $527,000 Liquor to Food Sales Ratio: 62% Liquor Endorsements: GL A&B … Read More

June 2018 Liquor Liability Insurance Policies

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June 2018 Liquor Liability Insurance Policies Take a look at some of the liquor liability insurance policies Hospitality Insurance Group wrote in June 2018 including the type of coverage included, insurance discounts applied and a glimpse at the total insurance premium. Type of Establishment Private Bar City, State Wake Forest, NC Coverage Limits: $1M/$2M Total Sales: 144,000 Liquor to Food … Read More

Agent Update: Verification Of Restaurant Sales

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How To Verify Restaurant Sales With Hospitality Insurance Group

We are pleased to announce the following changes to our current audit procedures to simplify our liquor liability insurance renewal and new hospitality insurance submissions, increase the accuracy of pricing, and eliminate the unpopular audit process. Our current process requires two steps, one for completing the renewal application and a request for the insured to complete a self-audit. Over the … Read More

Why The Cheapest Restaurant Insurance Isn’t Always The Right Plan

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Why The Cheapest Restaurant Insurance Isn't Always The Right Plan

Why The Cheapest Restaurant Insurance Isn’t Always The Right Plan As the saying goes, “you get what you pay for!” This adage has been around forever and it is as true now as the first time the statement was made.  Let’s face it, nobody wants to pay more for an item than they have to. However, usually, when you opt for the … Read More

May 2018 Liquor Liability Insurance Policies

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Take a look at some of the liquor liability insurance policies Hospitality Insurance Group wrote in May 2018 including the type of coverage included, insurance discounts applied and a glimpse at the total insurance premium. Type of Establishment: Restaurant/Bar City, State: Asheville, NC Coverage Limits: $1M/$2M Total Sales: $130,000 Liquor to Food Sales Ratio: 37% Endorsements: GL A&B, Property Damage Discounts Applied:  Alcohol Awareness Training Total … Read More

April 2018 Liquor Liability Insurance Policies

adminLiquor Liability Policies

Take a look at some of the liquor liability insurance policies Hospitality Insurance Group wrote in April 2018 including the type of coverage included, insurance discounts applied and a glimpse at the total insurance premium.   Bar & Grille in New Bedford, MA GL A&B & Property Damage 1000/1000/2000 LL Total Sales: $1,877,000 Liquor to Food Sales Ratio: 39% Endorsements/Discounts Applied: … Read More

Sangrias & Swim-Up Bars

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Liquor Liability For Swim Up Bars

As the sun gets hotter, many will soak up the sun, swim up to a bar and reach for a cold drink, like Sangria to keep cool. Swim-up bars are not just something you find on the islands — they exist right here in New England. But, have you ever considered the risks the restaurant/bar owner takes on serving alcohol … Read More