Why Overserving Alcohol is Not Worth the Risk


By: Sandra Haley CPCU, CIC, CRM Sr. Vice President Underwriting & Marketing More than 1 million videos of fights or incidents at restaurants are available online for the rest of the world to see. Keen observers might notice that many individuals caught on film seem to be under the influence of a substance such as alcohol. With a commitment to … Read More

Summer is a Good Time for Restaurant Owners to Focus on Preventing Communicable Diseases

adminBlog, News

By: Richard E. Welch, Jr. President & CEO, Hospitality Insurance Group An outbreak of a foodborne illness is the angst of every restaurant owner. This type of risk at a restaurant could have significant consequences, potentially leading to liability, reputation damage, fines & penalties, or ultimately closure of the restaurant. As more people dine out at restaurants this summer, it … Read More

Does Legal Cannabis Make the Restaurant and Bar Business More Risky?


By: Richard E. Welch, Jr. President & CEO, Hospitality Insurance Group As the legalization of marijuana sweeps across the United States, it has the potential to disrupt the restaurant and bar business. Growing cannabis use has the possibility to reduce consumption of alcohol, which could hurt businesses that serve alcohol. On the opportunity side, many entrepreneurial restauranteurs are devising ways … Read More

Hospitality Insurance Group Bids Farewell to Retiring Board Member Gerald Cassidy

adminNews, Uncategorized

SOUTHBOROUGH, MASS. (May 16, 2019) — A founding member of Hospitality Insurance Group’s Board of Directors has retired. Gerald Cassidy, who brought decades of insurance experience and knowledge to the Board, announced his retirement on May 8, 2019. Cassidy served as the President and Chief Executive Officer of Hospital Underwriters Mutual Insurance Company (HUM) when he was a founding member … Read More

Meet Our Commercial Lines Territory Manager, Bryon Hutter!


This month, we welcomed Bryon to Hospitality Insurance Group as our new Commercial Lines Territory Manager based at our headquarters in Southborough, Massachusetts.  Get to know Bryon in our latest Q&A interview below.   What is your full name? Bryon Hutter   When is your birthday? 02/03   Where do you live? Ashland, MA   Tell us a little bit … Read More

Video: Alcohol Awareness Training

adminBars & Restaurants, Risk Management

Video: Alcohol Awareness Training   Referenced Documents: Incident Report Form Responsible Service of Alcohol Policy Best Practices for Responsible Serving of Alcohol Alcohol Serving Policy Why Bars Should Keep Surveillance Footage For Insurance Claims How To Winterproof Your Workplace  

Winterproof Your Workplace

adminRisk Management

How to winterproof your workplace to avoid slip and fall insurance claims against your business during the winter months. Keep parking lots cleared of snow and ice, including sidewalks; have a snow & ice removal and salting schedule in place. Clear roofs from heavy snow to prevent ice dams and collapses. Ensure that building overhangs, roof edges, and canopies are … Read More

Pay Online

adminAgent Updates, Bars & Restaurants, Policyholders

Pay Your Premium Online Hospitality Insurance Group is excited to announce that we’ve recently partnered with Xpress-pay, a leading ePayment solution provider, to provide our policyholders with a faster, more convenient way of making premium payments. We’re confident this will be a great addition to the service we provide you! Hospitality Mutual Insurance Co. MA Policyholders Hospitality Insurance Co. CT, NH, ... Read More

September 2018 Liquor Liability Insurance Policies

adminLiquor Liability Policies

Take a look at some of the liquor liability insurance policies Hospitality Insurance Group wrote in September 2018 including the type of coverage included, insurance discounts applied and a glimpse at the total insurance premium. Type of Establishment Restaurant City, State Springfield, MA Coverage Limits: CP $151,000 BPP and $370,000 BI; GL:  1M/2M; LL:  1M/2M Total Sales: $881,334 Liquor to … Read More

Insuring The Liquor Business

adminBars & Restaurants, Employees, Liquor Liability

Insuring The Liquor Business Name: Richard (Dick) Welch Title: President and CEO, Hospitality Insurance Group Age: 57 Experience: 30 Years For the last three decades, Richard Welch has held a variety of roles in the insurance industry in Massachusetts and Connecticut. He spent most of his career at Travelers Insurance where he worked for 25 years, eventually rising to president and CEO of The … Read More