Excess Liability – Expanded Guidelines and Reduced Pricing

adminAgent Updates

Excess Liability – Expanded Guidelines and Reduced Pricing Hospitality Insurance Group’s new expanded guidelines and reduced pricing for independent insurance agents who write an excess liability policy are effective immediately! When writing an excess liability policy with us in the past we required that the Liquor Liability and General Liability coverages be written with us. Our new expanded guidelines allow you … Read More

July 2018 Liquor Liability Insurance Policies

adminLiquor Liability Policies

Take a look at some of the liquor liability insurance policies Hospitality Insurance Group wrote in July 2018 including the type of coverage included, insurance discounts applied and a glimpse at the total insurance premium.   Type of Establishment Tavern City, State Bethlehem, PA Coverage Limits: 1,000,000/1,000,000/2,000,000 Total Sales: $527,000 Liquor to Food Sales Ratio: 62% Liquor Endorsements: GL A&B … Read More

June 2018 Liquor Liability Insurance Policies

adminLiquor Liability Policies

June 2018 Liquor Liability Insurance Policies Take a look at some of the liquor liability insurance policies Hospitality Insurance Group wrote in June 2018 including the type of coverage included, insurance discounts applied and a glimpse at the total insurance premium. Type of Establishment Private Bar City, State Wake Forest, NC Coverage Limits: $1M/$2M Total Sales: 144,000 Liquor to Food … Read More

Agent Update: Verification Of Restaurant Sales

adminAgent Updates

How To Verify Restaurant Sales With Hospitality Insurance Group

We are pleased to announce the following changes to our current audit procedures to simplify our liquor liability insurance renewal and new hospitality insurance submissions, increase the accuracy of pricing, and eliminate the unpopular audit process. Our current process requires two steps, one for completing the renewal application and a request for the insured to complete a self-audit. Over the … Read More

Why The Cheapest Restaurant Insurance Isn’t Always The Right Plan

adminPolicyholders

Why The Cheapest Restaurant Insurance Isn't Always The Right Plan

Why The Cheapest Restaurant Insurance Isn’t Always The Right Plan As the saying goes, “you get what you pay for!” This adage has been around forever and it is as true now as the first time the statement was made.  Let’s face it, nobody wants to pay more for an item than they have to. However, usually, when you opt for the … Read More

May 2018 Liquor Liability Insurance Policies

adminLiquor Liability Policies

Take a look at some of the liquor liability insurance policies Hospitality Insurance Group wrote in May 2018 including the type of coverage included, insurance discounts applied and a glimpse at the total insurance premium. Type of Establishment: Restaurant/Bar City, State: Asheville, NC Coverage Limits: $1M/$2M Total Sales: $130,000 Liquor to Food Sales Ratio: 37% Endorsements: GL A&B, Property Damage Discounts Applied:  Alcohol Awareness Training Total … Read More

April 2018 Liquor Liability Insurance Policies

adminLiquor Liability Policies

Take a look at some of the liquor liability insurance policies Hospitality Insurance Group wrote in April 2018 including the type of coverage included, insurance discounts applied and a glimpse at the total insurance premium.   Bar & Grille in New Bedford, MA GL A&B & Property Damage 1000/1000/2000 LL Total Sales: $1,877,000 Liquor to Food Sales Ratio: 39% Endorsements/Discounts Applied: … Read More

Sangrias & Swim-Up Bars

adminLiquor Liability

Liquor Liability For Swim Up Bars

As the sun gets hotter, many will soak up the sun, swim up to a bar and reach for a cold drink, like Sangria to keep cool. Swim-up bars are not just something you find on the islands — they exist right here in New England. But, have you ever considered the risks the restaurant/bar owner takes on serving alcohol … Read More

How Much Will Liquor Liability Insurance Cost For A Temporary Event?

adminLiquor Liability, Special Event Insurance

Wine & chocolate tastings, Bar Mitzvahs, and weddings are just a few examples of “temporary” events where we write their liquor liability insurance. But one of the most frequently asked questions we receive is, “How Much Will Liquor Liability Insurance Cost For A Temporary Event?” A temporary event is considered a single, multi-day event that could be a wedding, cocktail … Read More

March 2018 Liquor Liability Insurance Policies

adminLiquor Liability Policies

Take a look at some of the liquor liability insurance policies Hospitality Insurance Group wrote in March 2018 including the type of coverage included, insurance discounts applied and a glimpse at the total insurance premium. Type of Establishment Town, State Coverage Limits Total Sales Liquor to Food Sales Ratio Endorsements/Discounts Total Premium Restaurant Fayetteville, NC $1M/$1M/$2M $583,663 18% GL A … Read More