Hospitality Insurance Group provides liquor liability insurance coverage for restaurant establishments in Massachusetts, Connecticut, New Hampshire, North Carolina, Pennsylvania, Rhode Island and Vermont.

When your business serves or sells liquor, it’s always best to play it safe. At Hospitality Insurance Group (HIG) we seek to provide the best liquor liability insurance coverage possible to protect establishments in what is known to be a high-risk industry.

We offer commercial property, general liability, liquor liability and excess policies to owners of establishments that serve or sell liquor including bars, taverns, restaurants, social clubs and liquor stores, as well as caterers and other qualified businesses.

For Independent Insurance Agents looking to sell insurance to their clientele in the restaurant industry, we offer attractive commissions and the ability to reach a largely untapped market.

For bar and restaurant owners, liquor store owners, social clubs, caterers and other business owners with the potential for liquor liability, we offer affordable, comprehensive coverage, with add-ons for assault and battery and property damage.

Hospitality Mutual Insurance Company (HMIC) is a private, mutually owned insurance company operating in the state of Massachusetts.

In 2010, HMIC expanded its operations and formed Hospitality Insurance Company (HIC), which allowed us to extend our operations out of Massachusetts. HIC now writes business in the states of Connecticut, New Hampshire, North Carolina, Pennsylvania, Rhode Island, and Vermont.

Together, Hospitality Mutual Insurance Company and Hospitality Insurance Company operate as Hospitality Insurance Group.

For more information or to find an independent insurance agent offering liquor liability coverage near you, click here to request a call from our team.

Independent Insurance Agents

For Agents: Why Sell Liquor Liability Insurance

Why should Independent Insurance Agents be interested in selling insurance through Hospitality Insurance Group to the restaurant industry? Because Hospitality Insurance Group takes the risk out of hospitality … More »

Liquor Liability Insurance For Restaurants

For Restaurants: Why You Need Coverage

In today’s world, businesses can be held liable for practically anything. That’s especially true in the hospitality industry, where businesses serving or selling liquor may be named in lawsuits … More »

Insurance Forms & Claims Reporting


Forms and Reporting


Looking for liquor liability coverage? Request a call from us to find liquor liability coverage near you!

Writing Business in Connecticut, Massachusetts, New Hampshire, North Carolina, Pennsylvania, Rhode Island and Vermont.

Hospitality Insurance Group
106 Southville Road
Southborough, MA 01772
Connect With Us

Newsletter Sign Up

Privacy Policy

Compensation Exhibit


Toll Free: 877-366-1140
Fax: 508-836-4940

©2018 Hospitality Mutual Insurance Company.
All rights reserved.

Hospitality Mutual and Hospitality Insurance Company:

Demotech Rating of 'A Exceptional'